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Round to Nearest Cent Calculator

Instantly round any dollar amount to the nearest cent (hundredth)

Cent Rounding Tool

Common Examples: Rounding to Nearest Cent

Original AmountRounded to Nearest CentExplanation
$19.999$20.00Third decimal (9) ≥ 5, round up
$12.345$12.35Third decimal (5) rounds up
$7.894$7.89Third decimal (4) < 5, round down
$99.996$100.00Rounds up to next dollar
$0.004$0.00Rounds down to zero cents
$45.555$45.56Third decimal (5) rounds up

How to Round to the Nearest Cent

Rounding to the nearest cent means rounding a dollar amount to two decimal places, which represents the hundredths place in currency. This is essential for accurate financial calculations, pricing, accounting, and everyday money transactions.

Why Round Money to the Nearest Cent?

  • Currency Standard: Cents are the smallest unit in U.S. currency
  • Price Calculations: Sales tax, discounts, and tips often need rounding
  • Accounting Accuracy: Financial records require two decimal places
  • Point of Sale: Cash registers round to the nearest cent
  • Billing Precision: Invoices and receipts use cent precision

Rounding Rules for Cents

Step 1: Look at the Third Decimal Place

Identify the digit in the thousandths place (third decimal position). For $12.345, this is the "5".

Step 2: Apply the Rounding Rule

If the third decimal is 5 or greater, round UP. If it's less than 5, round DOWN.

Step 3: Remove Extra Decimals

Keep only two decimal places. For $12.345, the result is $12.35.

Common Use Cases

Sales Tax Calculations: $49.99 × 8.5% tax = $4.24915 → rounds to $4.25

Tip Calculations: $83.47 × 18% = $15.0246 → rounds to $15.02

Discounts: $129.99 × 15% off = $19.49850 discount → rounds to $19.50

Unit Pricing: $12.99 ÷ 3 items = $4.33 per item (rounded to nearest cent)

Gas Prices: 12.5 gallons × $3.459/gallon = $43.2375 → rounds to $43.24

Quick Reference

What is a cent? One cent = 1/100 of a dollar = $0.01 = two decimal places

When to use: Any calculation involving money, prices, wages, taxes, or financial records

Business rule: Most retailers and businesses round to the nearest cent for all transactions